Finally got scared of just keeping our digital photos stored all over the place - personal laptops, external drives, media cards, CDs and DVDs).
The grand plan was to keep multiple copies of the digital images and then print out photobooks so we have a hard copy of the nice ones. It was a good plan which we stuck to for the first few years after we got married... but the backlog started after the little one was born and it just became bigger and bigger from there on.
The other day, hubby (not really sure what sparked the interest) was looking into Amazon's cloud services as a possible backup location for us. After discussing what we really wanted and needed. We were in agreement that all we wanted to be backed up was photos and videos but NOT documents, hence, we decided to go with a paid photo-hosting service instead, one that is backed up Amazon's cloud services (so you know your photos are safe) and there's password protection and all.
We hemmed and hawed for a few days before I finally decided to just bite the bullet and created an account. I would not have forgiven myself if something happened to our photos now.